The minutes and days after a crash shape your entire claim. Here's exactly what to do to protect your health and your rights under Pennsylvania law.
At the Scene
Check for injuries and call 911. Pennsylvania law requires you to stop and exchange information, and to report crashes involving injury or significant damage. Move to safety if you can, and do not admit fault. Photograph the vehicles, the scene, road conditions, and any visible injuries, and collect names and contact information from witnesses.
Seek Medical Care Immediately
Adrenaline can mask serious injuries, and some — like concussions and soft-tissue damage — appear hours or days later. Getting prompt medical care protects your health and creates the documentation your claim depends on. Gaps in treatment are a favorite argument insurers use to reduce payouts.
Notify Your Insurer — Carefully
Pennsylvania's no-fault system means your own PIP coverage pays initial medical bills. Report the crash to your insurer, but stick to the facts and avoid speculating about fault. Do not give a recorded statement to the other driver's insurance company before getting legal advice.
Preserve Evidence and Know Your Deadline
Keep medical records, repair estimates, and a journal of how your injuries affect daily life. Pennsylvania's statute of limitations gives you two years from the crash to file a claim, but evidence fades long before that. The sooner you act, the stronger your position.
Talk to a Pennsylvania Personal Injury Attorney — Free
If you were injured in Pennsylvania, you don't have to navigate the claims process alone. Injury Claim Team connects you with an experienced local attorney for a free, confidential case review. No fee unless you win. Call 973-566-5599 or request a review online.
Get My Free Case ReviewThis article is for general information only and is not legal advice. Laws change and every case is different. For advice about your specific situation, consult a licensed Pennsylvania attorney.